Loan Information

Note: The US Department of Education requires new student loan borrowers to complete Loan Entrance Counseling.

Federal Direct Loan (Sub/Unsub) Loan Request Deadlines

2025 Fall Semester	November 14, 2025 (by 7:00 PM)
2026 Spring Semester	May 15, 2026 (by 7:00 PM)

 

Federal Direct Loan (Sub/Unsub) Loan Disbursement Dates

Fall Semester

1st Disbursement	October 2, 2025
2nd Disbursement	November 6, 2025

 

Spring Semester

1st Disbursement	March 16, 2026
2nd Disbursement	April 20, 2026

To apply for a Subsidized and/or Unsubsidized Federal Direct Loan, a student must:

• Complete the FAFSA
• Meet basic student eligibility criteria (student loans)
• Meet general eligibility criteria (parent loans)
• Complete all pending financial aid requirements (if applicable)
• Be enrolled in at least 6 units
• Maintain Satisfactory Academic Progress (SAP) 

Be advised that you will not be given the Subsidized and Unsubsidized Federal Direct Loan Application if you do not meet the requirements listed above. No exceptions.

Note: Should you decide to request a student loan OR Parent PLUS loan you will need to submit the following with your application:

• Current and Comprehensive/Full Educational Plan signed by an Educational Counselor or Advisor (Assessment Questionnaire (AQ)/Assessment Test must be taken)
• Copy of State issued I.D. or Driver's License and Social Security Card
• Copy of proof of completion of online Entrance Counseling

The Subsidized and Unsubsidized Federal Direct Loan applications can only be obtained by calling our Financial Aid Office at (909) 274-4450. Please note our Office Hours as they may change without notice.